There are several options you may want to consider that allow your clients to make deferred gifts while enjoying tax benefits and preserving economic security for themselves and loved ones:

Bequests - charitable gifts left in a will - are one of the easiest and most powerful ways to ensure that a donor's commitment to a particular cause will persist as a personal legacy.

There are many ways to leave a bequest with Tides Canada. We welcome a call from you to discuss turning your client’s vision into reality. For more information on leaving a bequest with Tides Canada, click here or download Bequests at Tides Canada (PDF, 390kb).

Life Insurance can be used as a charitable asset, enabling donors to make a substantial gift in the future even if they do not have a lot of money or assets now. There are a number of ways to designate Tides Canada as a beneficiary of life insurance policies, each with different tax advantages and gifting advantages.

RRSPs and RRIFs can support a donor's charitable interests while achieving significant tax advantages for their estate. If a donor's RRSPs and/or RRIFs are not exhausted at the time of their death, the proceeds are taxable in the final tax return. Naming Tides Canada as the beneficiary of RRSPs or RRIFs can offset up to 100% of taxes owed in that return.

Charitable Remainder Trusts allow donors to contribute property but maintain the use of it during their lifetime. While a bequest provides tax benefits to a donor's estate, a charitable remainder trust can provide tax benefits immediately. There are a number of ways to set up a charitable remainder trust - please consult closely with us to craft the best solution.

Contact Us:

Tricia Cummings
Client Services Coordinator,
T: 604.647.6611 ext. 243 or 1-866-843-3722 (866-TIDESCA)